Effective Date: June 2025
1. Scope
These Terms and Conditions apply to the use of the MoneyIQ24 platform provided by Monti Technology GmbH. By using the platform, you agree to these terms.
2. Services Provided
MoneyIQ24 offers educational tools and self-assessments related to personal finance. These services are not intended as financial, tax, or legal advice.
3. User Eligibility
You must be at least 18 years old or have parental consent to use the services. By using this website, you confirm that you meet this requirement.
4. User Responsibilities
You agree to:
5. Payments and Subscriptions
Certain features are available through paid access. All payments are processed securely. Refunds are only available under the terms stated at purchase.
6. Intellectual Property
All content on MoneyIQ24 is protected by copyright and may not be copied, modified, or distributed without written consent from Monti Technology GmbH.
7. Liability
We do not guarantee the accuracy or completeness of information provided. MoneyIQ24 shall not be liable for any losses resulting from reliance on educational content.
8. Termination
We reserve the right to suspend or terminate user access at our discretion, particularly in the case of violations of these terms or misuse of the platform.
9. Governing Law
These Terms are governed by the laws of the Federal Republic of Germany. Any disputes shall be resolved in the courts of Düsseldorf, Germany.
10. Contact
For any legal questions, please contact:
Monti Technology GmbH
Speditionstr. 15a, 40221 Düsseldorf, Germany
Email: hello@moneyiq24.com
11. Changes to These Terms
We reserve the right to update these terms at any time. Continued use of the site after changes constitutes acceptance of the new terms.